Free Tool · Income Planning

Funded Account
Scaling Planner

Three tools in one. Project your payout income forward from consistent weekly performance. Work backward from an income goal to find the right account combination. Or build a month-by-month scaling roadmap from your first account to your target.

Start here: This planner only works if the weekly P&L you enter is already proven on at least one funded account. Projecting income from a strategy you haven’t yet demonstrated on a funded account is financial fiction. Prove the single account first. Then use this tool to project the scaling.
Forward Projection — from consistent weekly P&L Enter what you’ve already proven, not what you hope to make
Monthly income by number of accounts — same weekly performance per account
Proven scaling strategies
Strategy 1 — Same firm, scale horizontally
Prove one account. Clone it.

Pass one evaluation cleanly, achieve two full payout cycles, then add a second identical account at the same firm. Use the first payout from account 2 to fund account 3. Each account runs identically — same strategy, same session, same size. Payouts stack linearly.

Best for: Traders with a single proven strategy executing in one session window. Apex (up to 20 PAs), MFF (up to 8), Tradeify (up to 5).
Strategy 2 — Multi-firm diversification
Spread rule risk across firms.

Run 2–3 accounts at different firms simultaneously. If one firm changes rules, gets acquired, or experiences a payout delay, your income isn’t entirely dependent on them. Mix EOD trailing firms (Apex, MFF Pro, Lucid) with different payout schedules for income smoothing.

Best for: Traders scaling past 3 accounts who want to reduce single-firm dependency. Requires a trade copier if executing simultaneously.
Strategy 3 — Size-ladder approach
Graduate to larger accounts over time.

Start with $25K accounts to prove the strategy at lower drawdown risk. After 3 successful payout cycles, move to $50K. After 3 more, $100K. Each level requires demonstrating the same consistent performance at the new size before progressing. The larger account’s payout potential is significantly higher with the same trade.

Best for: Traders who want to grow income by account size rather than account count. Requires re-establishing the safety net floor at each new size.
Strategy 4 — Payout reinvestment compounding
Let payouts fund new evaluations.

Instead of withdrawing all payouts, use a portion to fund new evaluations. On a $50K MFF account generating $1,500/month at 90% split ($1,350 net), the $135 eval cost is 10% of one monthly payout. Adding one account per month for 6 months costs 6 evals ($810 total) and creates 6 income streams. The break-even on eval cost is <1 month per account.

Best for: Traders in the 1–10 account range with positive monthly cash flow who want to accelerate the scaling timeline. Use the Scaling Roadmap tool above to model this exactly.
Where this planner stops — where the Risk Guard starts
The projection is free. Managing each account daily is the product.
What this planner provides (free)
Income projection from proven weekly P&L
Work-backward goal calculator
Month-by-month reinvestment roadmap
Multi-firm portfolio payout modeling
Four scaling strategy frameworks
Get the Risk Guard — $49 → Compare prop firms
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